Death & Disablity Benefits

The Trustee may wish to effect insured death and disablement cover on a member. Existing insurance policies owned by a member or relative cannot be transferred into the Self Managed Superannuation Fund. Death benefits payable to a member’s 'tax dependents' are normally tax free while Total and Permanent Disablement benefits paid to the member receive special tax concessions.

Taxation Benefits

The administration of the Self Managed Superannuation Fund in accumulation or pension fund modes maximises the substantial taxation savings available.

Superannuation/accumulation fund earnings are taxed at a maximum rate of 15% which may be reduced to nil (0%) with an appropriate investment strategy. Investment earnings on assets producing a fund pension are Tax Free. Fund administration, audit, regulatory lodgement fees and insurance premiums are tax deductible fund expenses.

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